Virtual Credit Card (Visa / MasterCard) for Internet Shopping and Online Purchases!

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Frequently Asked Questions


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Browse through the frequently asked questions about virtual credit card (Virtual Visa & Virtual MasterCard) and answers below. If there is a particular question not covered under this section please contact us!



Q-1     
What is a Virtual Credit Card?
Q-2     
How do I apply for Virtual Credit Card?

Q-33:: Do you send virtual card to a physical location? If no, the how do I receive my virtual card?
Q-4     What information of my new virtual credit card will I receive in my email so that I can shop online?
Q-5     How long does it take to process virtual credit card order?
Q-6     
What is the validity/expiry of virtual credit card?
Q-7     
Is It rechargeable / reloadable card?
Q-8     
What denomination cards are available?
Q-9     
Is there any monthly maintenance fees?
Q-10   
What is the cost of virtual card? 
Q-11   
What is the dominant currency of virtual credit card? 
Q-12   
I want to use the card to register & pay at Google Adwords, eBay & PayPal, will it work there?
Q-13   
Can I also pay at websites and merchants such as ccBill, iBill, 2Checkout, Yahoo, Clickbank, Amazon, godaddy etc?
Q-14   What will happen if at the time of expiry, there are some funds left in my account?
Q-15  
Which bank is the card issuer?
Q-16   
Who can get Virtual Card and do you require any ID?
Q-17   
Is it a credit card, since you call it 'Virtual Credit Card'?
Q-18  
How many Virtual Cards can be ordered? Can I get virtual card in my company or business name?
Q-19  
Can I book hotels online and purchase air tickets from websites?
Q-20  
Can I gift to someone like my family or friends?
Q-21  
I want to use at porn sites as well as online gambling?
Q-22  
Can I get detailed statement of transactions of virtual credit card? And is there any fee to get balance statement?
Q-23  
My card really worked great at many online shops and merchants, however at one or two sites it didn't work, why?
Q-24
  
What is the refund or order cancellation policy?
Q-25  
Can I use Virtual Card at ATM machines?
Q-26  
Do you have any Terms of Service or Cardholder agreement?
Q-27  
Do you encourage any business ideas or can I resell card444's virtual cards?
Q-28  
I still have a question, not covered anywhere on your website.

          
          

 
1:: What is a Virtual Credit Card?
A Virtual Credit Card is a stored value prepaid & non-reloadable Visa card or MasterCard that works like a real credit card. It can be used for online shopping & purchases at websites, online merchants, internet shops & web stores over the internet. Even it can be used for purchases over the phone and fax order where physical presence of card is not required.
 

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2:: How do I apply for Virtual Credit Card?
It is very simple to apply, click on Sign Up or Order Card option from top or bottom menu. You can pay by several payment methods such as western union, money gram, Bank wire transfer, Pecunix, Liberty Reserve, Liqpay, C-Gold, WebMoney, Bank Draft (DD), SWIFT, ABA or IBAN to order Click Here.
 

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3:: How do I receive my virtual Visa card or Virtual MasterCard?
You will receive virtual credit card in your email registered with us after your payment is confirmed.

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4:: What information of virtual credit card will I receive in email to start online shopping & purchases?
 You will receive following in your email to constitute a virtual credit card . . . . .
  •  16 digit virtual credit card number either Visa or MasterCArd.
  •  3 digits of CVC / CVC2 number - three digit security number, this is also called verification code. It
     is normally found on the back of a credit card
  •  Expiry date of the card
  •  Name on card (this name is provided by the client to personalize virtual card)
  •  Billing address of card (this address is also provided by the client to personalize virtual card)


     

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5:: How long does it take to process virtual credit card order?

Normally virtual card is sent to client's email address in two to seven working days excluding (weekends/holidays) after payment is received and verified. If you order by Liberty Reserve, WebMoney (WMZ) or LIQPAY card is guaranteed delivered in 48 to 72 hours. For rest of methods processing can take between 3 to 7 working days.

Point to note, 99% orders are completed even faster than above timeframe. Utmost effort is made to complete the order as per above timeframe, however it should be noted we do not guarantee or held responsible for damage or losses if any delay occurred in a situation beyond our control such as slow banking, act of God or force majeure.

 

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6:: What is the validity/expiry of virtual credit card?
Virtual Visa / Virtual MasterCard have an expiry of between 12 to 24 months.





 

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7:: Are Virtual Visa or MasterCard reloadable card?
No, this card is a non-reloadable card, therefore you cannot top up. You can use this card multiple times as long as you have enough balance available. Once balance is used, you cannot add more money into it. However you can still order a new card any time.
 

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8:: What denomination cards are available?
Virtual Visa & Virtual MasterCard are available in these denominations / preloaded balances $5, $10, $20, $25, $50, $100, $200, $300, $400, $500, $1000, $2000, $3000, $4000, $5000, $6000, $7000, $8000, $9000 & 10,000.

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9:: Is there any monthly maintenance fee to be paid?
No, there is  no monthly fee for first six months afterwards $2.5 per month.
 

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10:: What is the cost of virtual card?

Cards are available in several denominations, general price table provided below. However, price may vary slightly depending on which payment method you use to order a virtual visa card.
 

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              SALE PRICES - HURRY UP

VIRTUAL VISA / MASTERCARD CREDIT CARD
PRICE CHART IN DIFFERENT CURRENCIES

Card Type Card Denomination/Value Total to Pay in USD  
       
Card A    $10 Preloaded Card

$35

Card B    $20 Preloaded Card

$42

Card C    $25 Preloaded Card $49
Card D    $50 Preloaded Card $80
Card E   $100 Preloaded Card $140
Card F   $200 Preloaded Card $245
Card G   $300 Preloaded Card

$355

Card  H

  $400 Preloaded Card

$460

Card I   $500 Preloaded Card

$575

Card J

  $1000 Preloaded Card

$1250

 
 Card K   $2000 Preloaded Card

$2500

 
Card J

  $3000 Preloaded Card

$3700

 
 Card K   $4000 Preloaded Card

$4900

 
Card J

  $5000 Preloaded Card

$6100

 
       


Important
 

1. Card preloaded balances are denominated in US dollars.

2. Card price is already inclusive of preloaded balance that is mentioned parallel to each
    card type and denomination.  For example if you order a $50 denomination card, only
    you have to pay $97 as balance of $50 is already inclusive in the price.


 


 

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11:: What is the dominant currency of virtual credit card?

For convenience of calculation and international ecommerce usage US Dollar is the dominant currency of the card. However, it does not mean that card will not work at sites where merchants are charging in Euros, Pound Sterling or other world currencies. It can be used to pay in any currency, however the card issuer ( Visa International or MasterCard International will automatically make the exchange at the prevailing market rate and pay the equivalent amount to the merchant and deduct the amount from your card.

For example, you want to purchase a product from a website but they have prices in Euro, cost of the product is 10 Euro. Once you make a purchase an equivalent of 10 Euro in US dollars will be deducted from your card (you should have enough balance in your card)

If a card required primarily denominated in Euro or British Pound Sterling currencies that is also possible on special request. Do contact with your customer support before ordering.

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12:: I want to use this card to register/verify & pay at eBay & PayPal, will it be accepted there? Also
       can I pay eBay seller fees every month with your card?

Yes it will work. And if there are any specific codes you can also get them in your card statement such as 4 digit expanded use number or certain amount charged to your card for verification purposes. You can also pay eBay seller fees with this card.
 

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13:: Can I also pay at websites and merchants such as Google Adwords, ccBill, iBill, 2Checkout, Yahoo,
       Clickbank, Amazon, godaddy
, iOffer etc?
Yes of course our cards are accepted at above websites and additionally virtual credit card will also work on almost all online merchants accepting payments via credit cards (Visa / MasterCard).
 

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14:: What will be the billing address of Virtual credit card?
Billing address of the card will be any address provided by the client.





 

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15:: Which bank is the card issuer?
It is an offshore bank. We have also cards available from European, Asian, UK and American issuers. Contact customer support if you have any particular request.
 

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16:: Who can get Virtual Card and do you require any ID?
Anyone from any country or citizenship can get the card and no ID is required at the moment as it is a prepaid virtual card.
 

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17:: What will happen if at the time of expiry, there are some funds left in my account?
Any funds will also diminish when a card expire, therefore it is highly advised to spend/use any balance at least 15 days before card expiration date.

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18:: How many Virtual Cards can be ordered? Can I get virtual card in my company or business name?
There is no restriction on number of cards can be ordered. Yes, you can get virtual card in your company or business name.
 

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19:: Can I book hotels online and purchase air tickets from websites?
Yes, you can book hotels online and purchase air tickets as long as there is no requirement to show physical card.
 

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20:: Is it allowed to gift Card444 Virtual card to family, friends or colleagues etc?
Yes, it can be gifted to anyone.

 

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21:: Is Card444 accepted at porn or online gambling websites?
No, it may not work at porn and online gambling websites.
 

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22:: Does cardholder receive detailed statement of Card444 Virtual credit card transactions? And is there
       any fee charged on this service?
Yes, cardholders are provided itemized statement of card transactions via email. And there is no fee at all to provide balance statement. This service is free of charge and can be requested any time.
 

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23:: Although Card444 works great at many online shops, websites and merchants, however at one or
       two sites/online merchants it didn't work, why?
No credit card in the world can claim work at 100% websites or merchants. The reason is simple, sometimes though a card is even active with enough funds but is denied, because certain merchants have their own rules or adopt their own policy before accepting a credit card order. When this is the case then it is out of our control and we cannot force a merchant to accept the payment. Every card holder should understand this fact, however if certain merchant doesn't accept a card even though there is no problem then you can find the same product from another merchant.
 

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24:: What is the refund or order cancellation policy?
Because of sensitive nature of virtual card product, once an order is accepted for processing or a card has been issued, in both situations neither there is a refund nor order cancellation is possible at all.

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25:: Can Card444 Virtual credit card be used at ATM machines for Cash withdrawal?
No, it is not possible, as there is no physical existence of this card. As being virtual it can only be used at online merchants, shops and websites or those merchants who accept orders via fax or telephone.
 

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26:: Are there any Terms of Service or Cardholder agreement?
Yes and it is very important for every client to agree and accept, terms of service / cardholder agreement at the time of card ordering. Any client who sent a payment to order Card444 Virtual Card is considered to have accepted terms of service / cardholder agreement. If a client does not agree with all or any clause(s) of TOS / cardholder agreement, please avoid using Card444 virtual card.

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27:: Is there any reseller program or bulk purchase at wholesale prices available?
Yes, please click at Become Reseller option from the menu to get more details.

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28:: I still have a question, not covered anywhere on your website.
Click Support or Contact to ask question via online form.
 

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