Frequently Asked Questions

Please read below section very carefully before placing your order as it will make you familiarize with product features and prerequisites. It is highly recommend to examine this section with care as it will explain most commonly asked questions about this product. In case, your question is not answered here, you can always Contact Us with your specific query.


-1-  What is this ach enabled US checking account with ATM card for?
This is a kind of virtual US checking account that is attached with an ATM for people who do not live in the US but deal with US companies. Therefore, this ATM card is an alternative to US bank account for receiving payouts, salary, business payments, commission, profits etc from US employers and companies like PayPal, Amazon, Moneybookers, Swerg, Clickbank, Google Adwords etc.


-2-  What is included in this package?

        a. ATM Card, for cash withdrawal anywhere in the world
        b. US Account ach enabled details (bank name, account number and routing number)
        c. Online account access login and password to check your account activity on internet
        d. International shipping of package by DHL or UPS courier services


-3-  Will I get PIN code with ATM card to use at ATM machines?
Yes, you will get pin number to access at ATM machines.
 

-4-  Will I have online / realtime access to my account?
Yes, you will be able to access account in real time (internet banking like facility) and examine detailed history and transactions of your account.


-5-  Is there any expiry of  the card?
There is no expiry because it is a kind of virtual bank account not a credit card or debit card which usually has an expiry.


-6-  Will I get a check book?
No, you will not get any check book but you will be given an ATM card that can be used to withdraw cash at any ATM machine worldwide.


-7-  Like regular banking, can I transfer money from my account to other accounts around the world?
No, you cannot transfer money from your account to other accounts but you can get cash at ATM machines 24 hours.


                                                                                                                                                   

-8-  Can I use this ATM card linked with virtual US checking account to verify PayPal account and withdraw my funds to this ATM card?
Yes, you can verify your PayPal account where they ask you to add a US bank account to verify or to withdraw payment. Once you have added virtual US checking account details to your PayPal account in 3 to 5 working days they will send two different amounts to your ATM linked with virtual US bank account for account verification. You need to login to your ATM card account online and see those two amounts, then get back to PayPal account and add these two amounts there. Now your bank account is confirmed with PayPal, they will allow you to withdraw PayPal balance to your ATM card.


-9-  I have a PayPal account but it's not from the US, can I still use this ATM card to withdraw PayPal money?
Yes, this ATM card with ACH enabled virtual US bank account can still be used with any PayPal account of any country, as long as your PayPal account has an option to withdraw money to US bank account.

For example, your have a PayPal account but it's from China, yes you can still use this ATM card to withdraw your PayPal money as within your account you have an option to transfer from PayPal to a US account. This goes for every country PayPal account that has an option to send/withdraw money to US bank account.

If you are not sure whether your PayPal country is able to withdraw to US account or not, you can always contact us.


-10-  Is it also possible to use this card to receive payments from other US companies who use ACH to make payments?
Yes, our clients have also successfully used this card to withdraw their money from Amazon, Moneybookers, Google Adsense, Alertpay, ePassporte, Clickbank, CJ (commission junction) etc.


-11-  Which ATM networks support this card to withdraw funds or check card balance?
You can get cash at any ATM machine with logo of these networks around the world. VISA, Plus, Interlink, Pulse & Star
             


-12-  Can I use this ATM card for POS or online purchases just like Visa or Mastercard?
No, as this ATM card can only be used to withdraw cash at ATM machines you cannot use this ATM card to make  purchases like credit cards such as Visa or Mastercard.


-13-  How I can load money into this ATM card?
You can load this card using ACH/EFT payment methods such as transferring money from PayPal account to this ATM card or any other company that sends you ACH payment.


-14-  Can I upload money to my PayPal account if I've enough money available in my ATM account?
Yes you can also upload money into your PayPal account if PayPal has allowed you to upload using US checking account. This can be done by logging into your PayPal account then use ADD FUNDS option.

-15-  How I can order this ATM virtual US checking account package?
You can order this card using Western Union, MoneyGram, C-Gold, LibertyReserve, Pecunix, Switf/Bank transfer, Moneybookers and PayPal.

-16-  Is there any approval process or criteria to accept my application for ATM card with US account?
No, there is no approval or application required to apply for this card. Everyone is accept as long as you can make required payment and provide scan of your ID.

-17-  Do I need to provide any ID?
Yes, you need to provide a scan of any of your government ID such as passport or any other photo ID.

-18-  Why I need to provide an ID?
To protect you and your money with the bank an ID is required as a minimum requirement imposed by government. This makes sure that you are actual and legal cardholder and to avoid any problems in case card lost or need to change something such as atm pin etc.

-19-  How much is the price of this package?
Total price is US$399 all inclusive with DHL/UPS courier shipping.


-20-  In how many days I will receive my card?
Normally within 7 working days you will receive the card via DHL or UPS.


-21-  Can I purchase bulk cards to resell or distribute?
Yes, you can order bulk cards.


-22-  What are card transaction limitations?

Maximum daily ATM withdrawal allowed = $500 / day
Maximum amount can be loaded at a time = $1000 / day
                                                                                                                                                   
Maximum balance valued allowed at a time = $3000

-23-  Are there any usage fees associated with this card?

         Yes, card fees below

               Monthly Maintenance = $5
            International ATM withdrawal  = $3 per transaction
            International/US ATM inquiry = $2
            International/US ATM denial = $2
            Online account access = Free

                   Please note issuer has the right to change above fees any time.
          
          
 
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